small business

This regular publication pulls together data from a variety of sources to highlight quarterly economic trends relevant to small business.

This regular publication pulls together data from a variety of sources to highlight quarterly economic trends relevant to small business.

This regular publication pulls together data from a variety of sources to highlight quarterly economic trends relevant to small business.

This study was conducted to better understand
the dynamic nature of the growth and decline of firms
in various size classes and industries. Firm growth rates do not fit the often assumed normal distribution. As a result, there are more slow-growing firms, more fast-growing firms, and fewer medium growing
firms than are generally modeled by economists.

The author hypothesizes that agency problems suffered by larger firms are not statistically significant for smaller owner-manager or family-owned firms. The Federal Reserve Board’s 1993 National Survey of Small Business Finances database was used to test the hypotheses.

This study documents how small firms react to
unexpected changes in monetary policy. Monthly
survey data obtained from the National Federation of
Independent Business illustrate how owner expectations are affected by these changes, with corresponding adjustments to spending and hiring plans, and ultimately changes in actual spending and hiring.

This study investigates possible restricted access
to credit for minority- and women-owned businesses
by focusing on two types of credit—“relationship
loans” (lines of credit) and “transaction loans” (commercial mortgages, motor vehicle loans, equipment loans, capital leases, and other loans)—from two types of creditors: commercial banks and nonbank lenders.

This study examines whether finance companies’ importance in providing financial capital to small business borrowers changed during the 1990s.

The study documents recent trends in small business
lending at the largest BHCs. It then provides an
analysis of the effects of the recent consolidation in
the banking industry on small business lending.

This study provides a brief review of banks’ lending
activities in 2003-2004 based on two types of data
reported by banks to their regulating agencies. The
report includes a discussion of developments in the
small and micro business lending activities of commercial banks in the United States.