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Access to Financial Capital Among U.S. Businesses: the Case of African-American Firms
The paper provides an overview of previous research on the barriers to capital faced by African-American entrepreneurs, and presents data that suggests African-American-owned businesses are less likely to have loans approved and are more likely to not apply for loans because of fear of denial.
Link
http://webserver01.ces.census.gov/index.php/ces/1.00/cespapers?down_key=101775